Our Fees
Our fees are determined by the individual care given and are competitive with area specialists. Health insurance may not cover the entire cost of your care. Copays are expected to be paid at the time of service. We encourage our patients to contact your insurance carrier to determine what is covered by your plan. Remember that your account is your responsibility even though you have insurance coverage.
If you are a new obstetric patient, you will meet with our Billing Specialist following your first visit. Otherwise, if you have questions regarding your account or need to set up a financial arrangement, please request to meet with the Billing Specialist either during a visit or by scheduling an appointment.
Understanding Your Insurance
Not all office visits are covered by your insurance policy so it’s important to be familiar with your coverage. You will most likely be responsible for charges such as deductibles, co-insurance, maximum out of pocket, and copays. If you are unsure about the details of your policy, please contact your insurance company prior to scheduling an appointment.
- Deductible
- the amount you pay out of pocket, each year, before your insurance starts to pay medical expenses.
- Co-Insurance
- the rate at which you and your insurance split medical expenses after you have met your deductible.
- Maximum out of pocket
- the most you would have to pay for medical expenses, at which time your insurance should pay, in full, for all remaining expenses.
- Copay
- the set deposit amount for a service, typically an office or ER visit, that your insurance requires you to be pay. If you have a copay for office visits, please make that payment when you check in for your visit.
Your Bill
We are very concerned about rising medical care costs and we make every effort to keep costs down. Payment at the time of services can help reduce these costs. Payment for non-covered services is expected at the time of service. We do accept cash, personal checks and credit cards.
We submit claims for all procedures, surgeries and obstetrical services. Statements are mailed monthly for any balance due on your account. Payment of your account balance is expected upon receipt of the bill. Patient due balances over 60 days are assessed an 18% annual finance fee. Again, if you have questions regarding your account or need to set up a financial arrangement, please request to meet with the Billing Specialist either during a visit or by scheduling an appointment.